Personal Loans in Memphis, TN

Also Serving Olive Branch, MS


Need extra money before your next paycheck?
Let us help you get a fast and easy Cash Advance or Title Loan

Get Cash Loans or Advances in Memphis, TN

How Cash Advances Work:

A payday loan/cash advance is a short term-loan for two weeks. Your pay schedule determines your due date to repay your loan.

  1. Fill out a short application.
  2. Visit one of our 3 locations with ID, proof of income, and current bank statement.
  3. Sign agreement.
  4. Agree to an appointment date to return and repay the loan.
  5. Receive cash
  6. Return on your due date to pay off the loan.

Get Title Loans in Memphis, TN

How a Title Loan Works:

A Title Loan is based on the appraised value of your owned vehicle. We provide a loan to you and place a lien on the vehicle title. You get to keep your car while paying back the loan.

  1. Bring the following to one of our 3 locations:
    • Car, Clear Title + Extra Key
    • Check Stub
    • Proof of Residency
    • Registration
  2. A loan specialist will look at your vehicle and estimate its value.
  3. The loan amount will then be based on a percentage of the value of your car.
  4. You will agree to the terms and schedule your payment, which is due in 30 days of the funding period.
  5. Return to the store to pay your loan on the due date.

American Cash Advance and Title Loan has proudly helped families and businesses across Memphis, TN make ends meet for over 16 years. Sometimes a single paycheck doesn’t cover your bills when they come due or give you the money you need when a medical emergency occurs. Fortunately, when these situations arise, you can contact us for a check advance or short-term loan.

We fully comply with state laws with each advance or loan we issue. We’ll also outline any and all fees for you clearly so you know what to expect when you borrow money from us. We want you to feel comfortable with us, so we treat you more than fairly at every step of the application and repayment process. We even offer free sodas and coffee at our office.

Learn More About Payday Loan Options

Payday loans allow you to have extra spending money before your next paycheck so you have less strain on your bank account. To qualify for one of these loans, bring the following documents to our location in Memphis, TN:

  • Valid State ID, preferably TN or MS such as a driver’s license, passport, and in some instances, a social security card
  • Proof of steady income via bank statements and check stubs.
  • Proof of address from personal mail, such as medical bills, phone bill, rent, utility bills, etc.

When you bring this information, our specialists can quickly check to make sure you qualify and then issue you the cash you need. Keep in mind that you cannot qualify for cash loans if you are not over 18 years of age or if you currently owe money in a bankruptcy case.

Apply for Your Payday Loan or Title Loan Now

Call our location in Memphis, TN at 901-384-0771, 901-309-0779  to start the application process today. Let us know if you have any questions.