Find Great Cash Loans in Memphis, TN

Are you looking for reliable cash loans in Memphis, TN? American Cash Advance and Title Loan can help.
We have been providing our customers with payday loans in Memphis, TN, for over 20 years. If you need an advance on your paycheck, we’ll help you look into your options.

When unexpected expenses arise, American Cash Advance and Title Loan is here to help. For over 20 years, we’ve provided reliable cash loans in Memphis, TN, and surrounding communities, offering quick access to funds when you need them most. Payday loans, also known as a cash advance, are a short‑term solution designed to bridge the gap until your next paycheck. With a simple application process, flexible repayment tied to your pay schedule, and clear explanations of fees and terms, we make borrowing straightforward and stress‑free. Whether it’s medical bills, car repairs, or everyday expenses, our team ensures you get the payday loans support you need with transparency and care.

Start your application today and get the cash you need—fast.

How a Payday Loan Works

A cash advance, also known as a payday loan, is a short-term loan that the applicant is expected to pay back within two weeks. The date your loan is due will usually be determined by your pay schedule.

If you’re looking for a quick advance that you know you’ll be able to repay quickly, then a payday loan might be the right solution for you. It only takes a few simple steps for you to secure your loan:

  1. Fill out an application
  2. Drop by one of our facilities with your ID, a current bank statement, and proof of your income
  3. Sign an agreement
  4. Make an appointment to come back and pay for your loan
  5. Receive your cash
  6. Come back on the scheduled day to repay your loan

We always make sure to comply with any state laws and regulations regarding loans and advances. We will also carefully explain all fees, interest rates, and any other guidelines to ensure that you understand the process of taking out your loan and paying it back.

Start Your Application Today

We understand that your paycheck doesn’t always cover everything you need to care for yourself and your family. When a medical emergency occurs, or you just need a little bit of extra money to handle the bills, American Cash Advance and Title Loan is here for you. Call our Memphis, TN, location at  901-309-0779, or 901-384-0771 to ask any questions you might have and start your cash loan application.

Frequently Asked Questions

What is a payday loan?

A payday loan is a short-term cash advance typically repaid on your next payday.

How do I apply?

Fill out an application, bring ID, proof of income, and a bank statement to one of our locations.

How quickly can I get cash?

Most loans are processed the same day, so you can walk out with cash in hand.

Do you follow state regulations?

Yes, we comply with all Tennessee lending laws and explain fees and terms clearly.